Skip to main content

Product overview

What's inside Moniepot

Every capability in one subscription. No feature tiers, no upsells.

4

Accounts per subscription

Budgets and transactions

1

Plan with everything included

Household collaboration

Share access without losing control

Control who can edit and who can only view. Threaded comments and per-member breakdowns keep shared budgets accountable.

  • Owner, editor, and viewer roles per budget
  • Threaded comments on any transaction
  • Per-member spending breakdown on shared budgets
OwnerEditorViewer

Costco run

Mar 12 · Groceries + Household

-$87.43

Alex · 2h ago

Split between groceries and cleaning supplies?

Alex spent this month62% of shared total

Start from a template

50/30/20Family householdYour saved layout
Groceries unused+$42 rolled over
Dining → Groceries · $30 moved
Budget flexibility

Adapt when the month shifts

Real budgets change mid-month. Moniepot gives you tools to adjust without starting over or editing dozens of transactions.

  • Built-in and custom budget templates
  • Move allocation between categories in one step
  • Category rollover with a 24-hour undo window
Data entry

Six ways to get transactions in

No bank connection. Pick the method that fits how you track, from a quick photo to a full CSV import.

Receipt scanning

OCR extracts amount, date, and merchant from a photo.

CSV import

Flexible column mapping with inline error fixes in preview.

Bulk manual entry

Spreadsheet-style batch entry for up to 50 rows at once.

Calendar view

Monthly or weekly grid; tap a day to pre-fill quick entry.

Split transactions

Divide one purchase across two to ten categories.

Duplicate detection

Multi-factor matching flags likely duplicates before you save.

Automation & intelligence

Less manual work, better timing

Set schedules once, get warned early, and see where the month is heading before it ends.

Recurring income and expenses

Weekly, bi-weekly, monthly, or custom schedules with pause, resume, and manual processing.

Smart alerts and weekly digest

Threshold alerts, spending velocity warnings, and an optional weekly summary email.

Insights and forecasts

Category performance, expense breakdown charts, and projected end-of-month totals.

Playground

Calculators that connect to your budget

Model debt payoff or mortgage payments, then push results into a recurring expense, savings goal, or logged transaction.

  • Debt repayment and mortgage calculators
  • Amortization schedules for planning

Privacy by design

Moniepot is manual-first. Your banking credentials are never part of the product.

No bank connection

You choose what enters the app via entry, scan, or import.

AES-256 encryption

Data encrypted at rest on secure infrastructure.

CSV export anytime

Download budgets and transactions whenever you need a copy.

English and French

Full app localization with saved language preference.

Complete capability reference

A scannable checklist of what ships today. All included in your subscription.

Budgets & goals

Category spending limits

Progress bars and 80% threshold alerts

Savings goals

Milestones, forecasting, and goal templates

Assigned income tracking

See allocated vs. unassigned income per budget

Budget duplication

Copy last month's budget including categories

Transactions

Quick entry

Recent categories and smart suggestions

Transaction comments

Threaded notes for shared budget questions

Inline list editing

Sort, filter, and edit from the transaction table

Multi-currency

Locale-aware symbols and number formatting

Sharing & alerts

Email invitations

Pending, accepted, and expired status tracking

Shared budget activity alerts

Notify when partners add or edit transactions

Goal milestone celebrations

In-app recognition at 25%, 50%, 75%, and 100%

Offline browsing

Cached data loads instantly on repeat visits

Platform

Dark mode

Light, dark, or system theme

Group subscriptions

One owner manages billing for up to four members

Data export

CSV download from account settings

Playground integration

Send calculator results into the app workflow

Want to see it in action?

Start a free trial and explore every capability above. No credit card required.

21-day free trial · No credit card required